Understanding Comprehensive Motorcycle Insurance

What you need to know about comprehensive motorcycle insurance.

When most riders think about motorcycle insurance, they think of coverage that will help them repair their bike after an accident. This type of insurance is known as collision insurance and, as the name suggests, it is specifically designed to cover your bike if it is damaged or destroyed in a crash. However, what happens if your bike sustains damage during a non-collision event?  This is where comprehensive coverage comes in.  Here’s what you need to know about this essential form of motorcycle insurance.

  • What is comprehensive insurance?

Comprehensive insurance will protect your bike if it is damaged in a non-collision event. For instance, if your bike was damaged in a storm or if it was vandalized, then your comprehensive insurance would cover the cost of repairs and total replacement if necessary.

  • Do you need this coverage?

Along with collision and liability, comprehensive insurance is considered one of the essential coverages that every motorcycle owner needs. This is because, after a damage incident, you may not be able to afford the repairs that you need. Rather than putting yourself at risk financially, it’s far better to secure the coverage you need from the outset.

This is what you need to know about comprehensive coverage for your bike. Do you need help with securing the right motorcycle insurance to fit your needs and your budget? If so, then contact the experts at Powersports Insurance Agency. Our dedicated team is eager to assist you with all your motorsports equipment insurance needs today.

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