How you can protect your bike from thieves.
According to the National Insurance Crime Bureau, motor vehicle theft is on the rise. One of the vehicles commonly targeted by thieves is motorcycles. To make matters worse, the Bureau also reports that only 25%-30% of motorcycles are recovered after theft. With these troubling statistics on your mind, you are probably worried about the safety of your bike. Fortunately, there are some precautions that you can take to reduce your risk of theft. From smart storage to securing the right motorcycle insurance, here’s what you can do to prevent your bike from being stolen.
- Keep it in a Secured Location
One of the best ways to prevent your bike from being stolen is by keeping it out of sight. If you have a garage, then you should keep your motorcycle inside when it is not in use. By concealing your bike, you can ensure that the people passing by do not know about it. Additionally, even if a thief does know about your motorcycle, they will be less likely to target it because of the extra work it would take to break in and out of your garage. If a garage is not an option for you, then you should park your bike in a well-lit area that cannot be seen from the street. You should also keep your bike covered so a thief cannot easily see what type of bike you own. Finally, you should lock your motorcycle to a stationary object so a criminal cannot just remove it from your property. Taking all these safety measures will deter all but the boldest thieves.
- Install Security Features
There are many new mechanical devices on the market that are designed to protect motorcycles from theft. For instance, most dealers are now selling bikes that have alarms and other anti-theft devices as standard features. In addition to warning alarms, you can also have anti-prying devices, pick-resistance mechanisms, and kill switches installed on your bike. These features make it harder for a thief to snatch up your bike when you have it parked away from the safety of your home.
- Secure Motorcycle Insurance
Unfortunately, taking security precautions is not always enough to protect your bike from theft. This is why it’s so important to have the right motorcycle insurance to rely on. When looking for a policy, you should favor the ones that offer replacement cost coverage. These policies will offer coverage that matches your bike’s value, without accounting for depreciation. This ensures that you will have enough coverage to completely replace your bike in the event that it is stolen and hasn’t been recovered. When looking for the right motorcycle insurance, you should also make sure that your policy will offer coverage for your special equipment and any upgrades that you have made to your bike.
These are some of the suggestions that you should try to protect your motorcycle from theft. Do you have additional questions about your motorcycle insurance? If so, then contact the experts at Powersports Insurance Agency. Our dedicated team is eager to assist you with all your coverage needs today.
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