Frequently Asked Questions
How can I get an insurance quote from the Powersports Insurance Agency?
What products does the Powersports Insurance Agency specialize insuring?
Does the Powersports Insurance Agency also insure homes and autos?
How does the Powersports Insurance Agency get the best prices on motorsports insurance?
What discounts are available to save money on my insurance policy?
Do I need to insure my transport trailer used to haul my toys or is that covered on my auto insurance policy?
Do I need special proof of insurance if I bring my motorcycle, ATV or snowmobile to Canada?
What is Uninsured and Underinsured Motorist Coverage?
Underinsured Motorist Coverage is protection for injuries received from an accident where the other driver is at fault and has coverage limits too low. Underinsured drivers purchase only the minimum coverage required by law, which in some states isn’t much. For example, California only requires drivers to carry $15,000 per person of bodily injury liability coverage. If a driver with low coverage limits causes you to sustain a serious injury, the available insurance benefit won’t pay all your medical expenses.
Do I need Uninsured Motorist Coverage?
Yes, approximately one-in-eight automobile drivers is uninsured. However, in some states, as many as one-in-five cars on the road is driven by someone without coverage. If they hit you, you could be on your own for all your medical expenses. Motorcycle Riders are most at risk because many other motorists are distracted or simply pull out in front of a motorcycle and then cause a serious accident. Boats, Off Road Vehicles like ATV’s and Snowmobiles have an even higher chance of an encounter with an uninsured operator.
Can the Powersports Insurance Agency cover off-road vehicles converted for on-road use?
What is a Named Storm Deductible on a boat insurance policy?
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