Recreational vehicle insurance for your jet skis.
Many jet ski owners are unaware that they have the option to secure recreational vehicle insurance to protect themselves and others from accidents and damage situations. While most people associate recreational vehicle insurance with land-based vehicles such as ATVs or motorhomes, this coverage can also protect you on the open water. Here’s why you need recreational vehicle insurance for your jet skis.
Recreational Vehicle Insurance
Recreational vehicle insurance can be used for both land and watercraft. For instance, this coverage can be used to insure water vehicles such as wave runners and jet skis. Please note that this insurance is not designed to cover boats; boats and larger personal watercraft require actual boat insurance.
When you secure recreational vehicle insurance for your jet skis, you can select coverages such as the following:
- Bodily injury and property damage liability
- Uninsured motorist coverage
- Comprehensive coverage
- Collision coverage
- Property protection
- Limited contents coverage
- Other specialized coverage options (to protect custom equipment or upgrades)
Why You Need This Coverage
While hitting the open water in your jet ski is fun and freeing, this enjoyment comes at a risk. The water is unpredictable, and you can sustain damage when you are at the mercy of the waves. Additionally, while you may be an experienced rider, you are sharing the water with other inexperienced or simply reckless drivers. This means that the threat of a dangerous collision is always looming. Finally, recreational vehicles, such as jet skis, are often targeted by thieves. When you consider all of the risk factors that you and your jet ski face, it’s easy to see why you need to secure recreational vehicle insurance to protect your investment.
Ready to secure the right recreational vehicle insurance for your jet skis? If so, then turn to the experienced agents at Powersports Insurance Agency. We are ready to assist you with all your motorsports equipment insurance needs today.
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